Commercial & Property. A CVV number (or card verification value) or CVC (card verification code) is a 3- or 4-digit number on your credit card or debit card that helps prevent fraud. It offers complimentary international travel insurance, complimentary purchase cover insurance,. The higher your score, the more 'credit-worthy' you are. We pay our respects to Elders. 30 p. National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the credit provider and issuer of BOQ Credit Cards ("Credit Cards"). Updated 12 September 2023. Not to mention, to use an ATM while you're overseas it'll cost you $5. An additional card can be requested for a small fee to be used in the unlikely event that your primary card is lost or stolen. Annual fee. Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). Compare Credit Cards; Q Rewards Points;. BOQ provides a limited range of credit cards along with finance products such as bank accounts, personal loans and home loans, among others. If the Credit Card is attached to your Internet Banking profile, then you can also simply complete a Funds Transfer. AFSL and Australian Credit Licence No 244616. Fit-out finance. BOQ Specialist Visa Signature Card. Provided we have all the required information we will endeavour to make a decision as quickly as possible and communicate this to you as a priorty. Check out the key features and benefits. a. What you need to know. Now, you can also set limits for each mode of the transaction by entering the amount. This chart shows a view of problem reports submitted in the past 24 hours compared to the typical volume of reports by time of day. Annual fee. 1 Cancellation Up to $3,000 maximum total limit combined for sections 1. How it works. Primary cardholders receive one complimentary Priority Pass™ Standard Membership as a special feature of the BOQ Specialist Signature credit card. * The fee rebate of up to $10,000 is available for new Business Term Loan, Commercial Rate Loan and Business Overdraft applications received between 01 September 2023 to 31 December 2023 (inclusive) and that fund by 29. You can also transfer points to other loyalty programs. on purchases and balance transfers for 12 months. 74%: Interest-free period: Up to 44 days. 0%. 01 donations to a charity from your card? Here’s a list of transactions that will count towards your five (5) eligible transactions: Direct debits (e. Save with 0% p. For all BOQ Finance related enquiries, please call us on 1800 245 614 if in Australia. Credit Card application must be submitted through this page or by calling 1300 771 634 and indicating that you would like the High Flyer. Visa Debit Card Fee*Before you use Internet Banking or Mobile Banking, you must view and accept the Electronic Banking Terms and Conditions. Port Area, Manila (October 1, 2020) – The Bureau of Quarantine (BOQ) launches its Online Booking System (OBS). Acceptance of any application for credit is always at BOQ's lending discretion. boq. Business banking. Annual fee. A Recurring Payment is a Regular payment from a credit or debit card that occurs when a customer has provided their credit or debit card details (card number, expiry date and security code) to allow a merchant or service provider to charge their credit or debit card regularly to pay for the services they provide to the customer. Fees and charges payable. Browse. It shows you information about each account you have registered for Internet Banking access. 70%. Annual fee. BOQ Internet Banking customers. 80,000 bonus points when you spend $1,000 on everyday purchases within the first 60 days of account opening and 20,000 bonus points when you keep your card for over 12 months. Simply use your BOQ Specialist Signature card to purchase the latest equipment, a new car or fit-out and you can earn 1 point per $1 spent on your. International Credit Cards; Customer Service for Financial Institutions; Amazon Store Card and Amazon Secured Card Promotional Financing; Make a Payment on an Amazon Store Card or Amazon Secured Card Account; Upgrade Your Amazon Visa and Earn 5% Back; Manage Your Amazon Store Card Account or Amazon Credit Builder Account Online;. ++To be eligible for the 150,000 bonus Q Rewards® Points offer you need to apply for the BOQ Platinum Visa Credit card by 30 November 2023. Minimum Credit Limit. Up to 1. Pay off debts quicker: Since you won’t accrue interest on the purchase rate during the given. NAB is also the provider of the rewards program in these terms and conditions. Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). Bank of Queensland Limited ABN 32 009 656 740 (BOQ) AFSL and Australian Credit Licence No 244616 subscribes to the Banking Code of Practice 2020. 48 to 59. BOQ is also here to help. BOQ Blue Visa Credit Card: Balance transfer rate p. Australian Permanent Resident. Within Open Banking, consumers can opt-in to share their personal banking data securely with accredited service providers. This page is encrypted and secure. Contact Us. With BOQ’s Credit Card rewards program, Q Rewards, every dollar you spend on Eligible Transactions becomes points. Purchase rate. Connectivity options include Wifi, IP and 4G/3G. 74%: Balance transfer limit: 80% of available limit: Purchase rate p. This Acknowledgement and Consent applies to both the primary cardholder and. An additional card can be requested for a small fee to be used in the unlikely event that your primary card is lost or stolen. This does not include cheques written or deposited, branch cash withdrawals, transfers or payments to any BOQ account or to a non-BOQ account via Internet Banking, in branch or at ATMs, transfer of funds to accounts held at an overseas bank, pending Visa Debit Card transactions and BOQ Credit Card transactions. Apply for a credit card today! Call 1300 55 72 72. Fees and charges are payable. Bonus points. For medical emergency call Chubb Assistance on +61 2 8907 5642 For general insurance queries and claims Within Australia: call 1300 170 180 Overseas: call +61 2 8912 9708 Velocity Frequent Flyer Within Australia call 13 18 75 Overseas call +61 2 8667 5924. View our balance transfer credit card providing. Pros of using travel cards on holiday. Click Q Rewards®, and choose. standard interest rate on purchases and cash advances 5. Customers can manage their credit card accounts through the BOQ website and mobile app. If you need us, please call 1300 55 72 72 (available 24/7). With BOQ’s Credit Card rewards program, Q Rewards, every dollar you spend on Eligible Transactions becomes points. For clear and unlimited airport lounge access, generous move insurance coverage and an benefit 20,000 Qantas Points for modern customers, Bank of Queensland's BOQ Specialized Visa Signature credit card puns well above its weight. In terms of everyday points earning, the BOQ Specialist Signature Qantas Card is a pretty good points earner – although there is a points cap to watch out for. Earn Macquarie Reward points on eligible purchases 6. This credit card currently offers 0% p. Minimum 18 years of age. 15. Compare Credit Cards; Q Rewards Points;. BOQ Blue Visa Credit Card: Balance transfer rate p. In terms of everyday points earning, the BOQ Specialist Signature Qantas Card is a pretty good points earner – although there is a points cap to watch out for. Purchase rate: 20. Exception Fees Policy. $129 for the Primary Flyer Credit Card, and $39 for an Additional Flyer Credit Card. This typically takes between ## and ## days however each case is unique. It gives you access to exclusive offers through the Visa Luxury. 8am – 8pm Monday – Friday AEDT. Low Rate Visa Credit Card. Locate usFind a branch or ATM. BOQ Specialist Signature Card. Any conditions or restrictions on how the product is distributed to retail customers. Just take BOQ’s very own Cash Passport Platinum Mastercard. Before 5. The issuer and credit provider of these products and services is BOQ Specialist. We specialise in taking care of your finance solutions across the entire supply chain. Credit Card Selector Tool. Here, you can load up to 11 currencies including US dollars, Euros and Great British pounds. Use the rewards calculator to calculate Q Rewards points and card value per $1 spent for the BOQ Blue Visa Credit Card. (a) Card issuer If you apply for a credit card through BOQ, that credit card will be issued by NAB. BOQ Specialist Visa Platinum Card; b. All credit limit increases are subject to BOQ Specialist’s credit approval criteria and allBig expenses don’t need to be fully-paid immediately: These cards might also work well for you if you’re in dire need of new furniture, renovations, (and yes, even that little getaway), as you can take advantage of the 0% purchase rate period. 302 Moved Temporarily. > You'll also get a reduced first year card fee of $99 (saving $25) ***. For purchases $100 or over, a PIN is required for additional security. EFTPOS, eComm & Merchant Solutions. Do note that the cost in points can vary depending on which card you have. 0%p. Find out more and apply online today. Credit card documents. SMS your suburb name and state (e. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. Integrated option with over 500 supported point-of-sale systems. com’s President, Ariel Surca and the Bureau of Quarantine’s Director, Ferdinand S. Contact us immediately on 1300 160 160 if you think you are or may be a victim of fraud. Bonus points. $295 + $75 p. 1. Enter the OTP and click on ‘Continue’. a. An everyday bank account with a Visa debit card. To earn and redeem Velocity Points you must be a Velocity member. The term ICV is used for many illnesses like polio, MMR, typhoid, and yellow fever. Step 1: Setting an Appointment. Bank of Queensland Platinum Visa Credit Card: 150,000 Q Points. Compare Credit Cards; Q Rewards Points;. Car loans. Redemptions start at 7,200 points for a $20 gift card or eVoucher. Telephone our BOQ Contact Centre (24 hours a day, 7 days per week) on 1300 557 272, select option 1 for Credit Cards to speak with one of our friendly team members, who will be able to further guide you over the phone. 74% p. au, a secure and convenient service. Gift cards and eVouchers: 0. References to ‘you’ or ‘your’ relate to all applicants included. The process. We offer a range of travel money options including currency exchange, travellers cheques and cash passports. a. Compare Credit Cards;. 0% p. Make a more informed decision with Finty. Transactions will appear in Xero daily by 6am (AEST). Confirm closure: Once you have completed all the necessary steps, BOQ will confirm the closure of your account. Featured. As a Card Member or Additional Card Member, You are entitled to insurance coverage and services under this Policy when You have one of the following cards and meet all the eligibility criteria (see the Eligibility for Insurance Table): a. Accessing the ‘Request a Balance Transfer’ function within the Q Rewards / Other Card functions in BOQ Internet Banking. a. Compare. Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). • A fee charged for cash withdrawals or transfers through BOQ branches (using a withdrawal form or your Card). on eligible purchases for a. 7. 49% p. BOQ Specialist’s experience and dedicated service to doctors comes from experience working with the sector for over 30 years. Earn rate. Minimum yearly income of $35,000 for Platinum applicants and $25,000 for Blue and Low Rate. We've created BOQ not-for-profit banking options with special benefits. Citibank, who also administer Bank Of Queensland credit cards acted in a similar fashion when I attempted to do the same with a BOQ credit card. BOQ Credit Card feeds - DR & CR wrong way round in Xero from about 3 weeks ago our BOQ credit card automatic feed into Xero has transactions the wrong way, ie, Expenditure is CR and received funds DR. Jan 20, 2023. Whether you are a doctor, dentist, vet, student or. For non-credit card accounts, Internet Banking maintains history of your transactions for a minimum of 12 months after they were carried out. Use the rewards calculator to calculate Q Rewards points and card value per $1 spent for the BOQ Platinum Visa credit card. Looks like you have pop up blocker enabled. Find out how BOQ’s rewards program for credit cards works, including how to earn points and redeem them for gift cards, travel, shopping and more. Jump to main navigation; Jump. a. For terminals that don't have contactless. BOQ is not the issuer of the credit card even though BOQ’s name and logo may appear on the card, any related correspondence and statements, and even though information regarding the card account can be accessed through BOQ internet banking. on balance transfers for 6 months, with a maximum of 80% of the account’s approved limit (up to a $10,000 maximum). Card Transaction Disputes. NAB's standard credit assessment criteria apply. CommBank Business Platinum Awards credit card. BOQ credit cardholders can now redeem for Apple products using Q Rewards Points. Free ATM withdrawals at over 2,100 atmx by Armaguard ATMs, as well as all BOQ branch ATMs and the four major banks Australia wide; Easily access your funds using your Visa debit card, via online banking and our mobile app including BPAY® and Pay Anyone functionality; Optional overdraft with an unsecured line of credit. Full terms and conditions are available at any Bank of Queensland branch. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. 60,000 PTS. CREDIT CARD DETAILS Credit card type (please tick appropriate type) Accountant’s company nameSignature credit card Last 4 digits on the cardReceive 60,000 bonus Points1. The earning and redemption of Rewards points is subject to the BOQ Q Rewards® Program Terms and Conditions. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. AFSL and Australian Credit Licence No 244616. If your Visa Debit Card has been lost or stolen: BOQ: Call Customer Connect on 1300 55 72 72 (or +617 3336 2222 if calling from outside Australia) to organise a replacement. 00% p. on both purchases and balance transfers for 12 months when you apply by 30 November 2023. The choice is yours, from E-Vouchers to cash back on your account or decreasing your balance with. Up to 1. 20. NAB has acquired the business relating to this product from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has. We pay our respects to Elders. If you have a BOQ Specialist Credit Card, click here to access the financial difficulty assistance that may be available to you. Latest review of BOQ Specialist Signature Credit Card. Bank of Queensland Credit Cards ("Credit Cards") are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") and. Get 1. Bank of Queensland Limited ABN 32 009 656 740 (‘BOQ’)AFSL distributes the Credit Cards under an agreement with Citigroup. The Q Rewards / Other Card Functions button will appear on the next page. BOQ Card Services are happy to help you locate and dispute transactions relating to Visa Debit, EFTPOS and ATM transactions. Credit/debit card maintenance (activate, block, change PIN, etc) Fraud assistance; Our dedicated after-hours team are available from 1. We pay our. For further information on fees and charges associated with your transaction or savings account, view the terms and conditions below. Additional 1 Qantas Point per $1 on selected Qantas products and services. 74%: Balance transfer limit: 80% of available limit: Purchase rate p. Eligibility Requirements • Australian Permanent Resident • Minimum 18 years of age. BOQ has partnered with a number of accounting software providers to facilitate the transfer of data from your bank account to your accounting software package. BOQ Fraud and Scam Assistance. Any BOQ banking products that are accessible via BOQ Internet Banking such as Day2Day, Fast Track Starter and Saver will not be available within the myBOQ app. Find a branch or ATM. If we need more time, we’ll explain why and tell you when you can. BOQ offers three great credit cards, and right now each comes with a competitive balance transfer offers. 3. This banking package includes an everyday bank account with an optional overdraft facility and a Platinum credit card packed with rewards and benefits. 5 Qantas Points by dollar spent and with no points cap, this card is aimed at. Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the Credit Cards. If you have any questions, or require any assistance in determining which account information to provide for incoming payments, please contact our Client Service Centre on 1300 160 160 ( +612 9293 2121 if you are. Including low rate credit cards and reward credit cards. 5% processing fee applies on the amount of each repayment. ongoing Highlights. Only available in Australia. ) The industry and size of the business; The region or country where the purchase takes placeAt BOQ Finance we’ve been helping dealerships increase their sales and profitability for over 14 years. . If your dispute is related to a Credit Card, please contact us on 1300 55 72 72. m. This screen allows you to request an increase to your credit limit or can be used to accept any pre-approved limit increases. With branches in every State and Territory in Australia, Bank of Queensland is a bank that knows what it's doing when it comes to financial services. See the base and bonus interest that you can earn on your savings. 100,000 bonus NAB Rewards Points. a. Up to 1. A rewards credit card with Qantas Points and added insurances. You should obtain and consider the relevant Product Disclosure Statement (PDS), terms and conditions and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to. disclaimer Plus, get a $0 annual fee in the first year. Just like you do with your card today, simply tap your phone at a contactless terminal, for purchases under $100. Confirm closure: Once you have completed all the necessary steps, BOQ will confirm the closure of your account. m. Compare BOQ Specialist credit cards. New cards only. If you need help finding it, you can contact BOQ customer support for assistance. You can also use our BOQ Specialist credit card to buy a car. 667/$1 is respectable but not great for a Visa card, although comes without a restrictive monthly earning cap that some other. Bonus points. To redeem Rewards points for Velocity Points, individuals must be a Velocity Member and have advised BOQ of their Velocity Frequent Flyer membership number prior to redemption. Annual fee. Earning up to 1. Our lowest purchase interest rate card has a 15. 1. Online Banking FAQs. a. 5 Qantas Points per dollar spent and with no points cap, this card is aimed at professionals working. Email us. Just take BOQ’s very own Cash Passport Platinum Mastercard. a. Apply for complimentary Qantas Frequent Flyer membership (saving A$99. through an app) or online. We've created BOQ not-for-profit banking options with special benefits. Often there’s credit cards with fantastic benefits that have high interest rates - that’s the trade off and how they make money on them. Complete the following online application and receive your Qantas Frequent Flyer membership number instantly so you can start earning Qantas. We pay our respects to Elders. Citigroup Pty Ltd ABN 88 004 325 080, AFSL No. Q Rewards / Other Card functions can be found when you select your Credit Card account; Visiting your nearest BOQ branch; or; Calling 1300 55 77 72 and following the prompts for Credit Card customers Earn 150,000 bonus Q Rewards points when you spend $3,000 on eligible transactions in the first 90 days from approval. [7] Method 3. I see that BOQ is introducing 5 transactions per month Based on the information from BOQ quoted below, couldn't you just do something like five lots of $0. AFSL and Australian Credit Licence No 244616. Find your next banking solution at BOQ, including bank accounts, credit cards, home loans, personal loans, savings and investments and insurance. Scan or take a picture of the completed document, including any supporting documents. Earning up to 1. Redeem. Earning up at 1. on balance transfers for 14 months offer, no BT. AFSL and Australian Credit Licence No 244616. Reverts to cash advance rate of 21. We offer a range of travel money options including currency exchange, travellers cheques. a. The BOQ Specialist Qantas Platinum card is a niche credit card that earns Qantas Points on spend uncapped and is exclusively available to doctors, dentists, vets as well as students or graduates within these professional fields. 1. 74%: Balance transfer limit: 80% of available limit: Purchase rate p. View our balance transfer credit card offers. BOQ is not the issuer of the credit card even though BOQ’s name and logo may appear on the card, any related correspondence and statements, and even though information regarding the card account can be accessed through BOQ internet banking. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. Business Visa Debit Card and link up to 10 cards. Our Instalment. The Code grants protections that may not otherwise be available to you. 1. Earn 150,000 bonus Q Rewards® points when you spend $3,000 on Eligible Transactions in the first 90 days from approval++. Bonus Q Rewards Points will be awarded when $3,000 or more is spent on Eligible Transactions within the first 3 months from card approval date. Credit Card BoQ Low Rate . For medical emergency call Chubb Assistance on +61 2 8907 5642 For general insurance queries and claims Within Australia: call 1300 170 180 Overseas: call +61 2 8912 9708 Velocity Frequent Flyer Within Australia call 13 18 75 Overseas call +61 2 8667 5924. Registered office: 115 Colmore Row, Birmingham, West Midlands B3 3AL. View our terms and conditions, fees and charges and product disclosure statements for personal, business and electronic banking. This number is your credit score, and it's time to get familiar with it! Your credit score is a number between 0 and 1,200 that indicates how reliable you are with credit. Stay on top of your finances with a low rate credit card that offers 0% p. Read our FAQs for more information. The first of the credit cards I finalised was a Virgin Money card whose business had been purchased by Westpac. No balance transfer fee applies. Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian. a. Alternatively any BOQ Credit Card holders can request a new PIN by calling 1300 72 31 34 (Gold or Platinum cards) or 1300 55 72 72 (All other cards). Sort. If you elect to make loan repayments on your BOQ Specialist Credit Card a 1. Latest Alerts. Q Rewards / Other Card functions can be found when you select your Credit Card account; Visiting your nearest BOQ branch; or; Calling 1300 55 77 72 and following the prompts for Credit Card customersBOQ Low Rate Visa Credit Card. Report a Fraud or Scam. The BOQ Platinum Credit Card offers complimentary international travel insurance when you go overseas for up to 6 months in a row. Price 10/10 Features 10/10 Customer service 10/10 Convenience. 5% processing fee applies on the purchase price. Accepts all major credit and debit cards, including UnionPay. au, a secure and convenient service. The BOQ Specialist credit cards come packed with features and wide range of benefits and offers. au or by visiting your nearest branch. As a regional bank not owned by one of Australia’s “big four”, Bank of Queensland keeps its credit card offering relatively slim, with a limited. 0% p. MoneySmart have more details here for your reference. BOQ is not the issuer of the credit card even though BOQ’s name and logo may appear on the card, any related correspond ence and statements, and even though. NAB has acquired the business relating to the Credit Cards from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has appointed Citi to assist to administer the Credit Cards. We also use satellite data to identify features about your home so we can help you get covered faster. Just like you do with your card today, simply tap your phone at a contactless terminal, for purchases under $100. BOQ Specialist Visa Platinum Card; b. a. View and compare our savings account interest rates across our various accounts. Products and services are provided by BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian credit licence No. National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Suncorp Clear Options Credit Cards. Credit Card customers will only be able to access Other Card Functions after successful OTP verification. BOQ Specialist’s “Asset Finance on Card,” or AFOC facility allows you to buy big ticket items for your practice using your BOQ Specialist credit card while earning Qantas or Velocity points. Through free both unlimited airport lounge access, generous how assurance coverage and a bonus 20,000 Qantas Points for new customers, Bank of Queensland's BOQ Specialist Student Signature credit card punches well above its weight. Q Rewards Points Calculator. Fact checked. Service providers may include other banks, Fintechs or third-party financial providers that have completed a rigorous, CDR accreditation process which is. Income up to 1. Manage all your accounts securely online with BOQ's online banking. Always access Internet Banking via or the BOQ mobile app. Find out more today. Terms & conditions apply 2. Minimum of 30,000 Q Rewards® Points per transfer applies. Citigroup Pty Limited ABN 88 004 325 080 ACL No 238098 (Citigroup) is the credit provider and issuer of BOQ Credit Cards. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. affordable . In circumstances where the outstanding balance on your credit card account exceeds the new requested credit limit, your account will be over limit. $289 for the Primary. Note, if you want to close all your accounts, you must close your Savings accounts first. BOQ Card Services are happy to help you locate and dispute transactions relating to Visa Debit, EFTPOS and ATM transactions. Latest Alerts. Customer support is also available through the bank’s 24-hour phone support line, via email or by. Fees and charges are payable. . This does not include cheques written or deposited, branch cash withdrawals, transfers or payments to any BOQ account or to a non-BOQ account via Internet Banking, in branch or at ATMs, transfer of funds to accounts held at an overseas bank, pending Visa Debit Card transactions and BOQ Credit Card transactions. Jump to main nav; Jump to main content; Have you been impacted due the extreme withstand events? We're here to help, learn more about how wealth can customer you. Deal: BOQ Specialist Signature Card: up to 130,000 Qantas or Velocity Points ($4,000 Spend in 3 Months), $400 Annual Fee, Store: BOQ, Category: Financial Available exclusively to medical, dental, veterinary and accounting professionals. Accessing the ‘Request a Balance Transfer’ function within the Q Rewards / Other Card functions in BOQ Internet Banking. Credit Cards Credit Cards child pages Credit Cards child pages Credit Cards child pages. Answering your questions about banking at BOQ. About BOQ credit cards. This fee is charged to your account each time the transfer occurs. The $0 annual fee will apply for the duration that you are a BOQ home loan customer.